401k Limits 2025 Include Employer Matching. The irs has released the 401(k) contribution limits for the year 2025. Note that any employer match doesn't count toward an individual's 401 (k) annual contribution limit ($23,000 in 2025 or $30,500 for those 50 and up).

In 2025, the total combined contribution cap for 401(k) plans is $69,000, or $76,500 for those eligible for catch. Your personal contribution limit does not include employer matching.